High Net Worth Individual

EXPLANATORY NOTES
To qualify as a certified high net worth individual at least one of the following applies:

a) you had during the financial year immediately preceding the date on which you signed a Statement for Certified High Net Worth Individuals, annual income to the value of £100,000 or more;

b) You held, throughout the financial year immediately preceding the date on which you signed a Statement for Certified High Net Worth Individuals, net assets to the value of £250,000 or more. Net assets for these purposes do not include:

i. the property which is your primary residence or any loan secured on that residence;

ii. any of your rights under a qualifying contract of insurance within the meaning of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001; or

iii. Any benefits (in the form of pensions or otherwise) which is payable on the termination of your service or on your death or retirement and to which you are (or your dependants are), or may be, entitled.
If you are in any doubt about the investment to which this communication relates you should consult an authorised person specialising in advising on the type of investment which is the subject of this communication.

This communication is an unapproved financial promotion. It is exempt from the general restriction (in section 21 of the Financial Services and Markets Act 2000) on the communication of invitations or inducements to engage in investment on the grounds that it is made to a certified high net worth individual.